Welcome to our latest blog post! Today, we’re excited to introduce a new video that delves into the topic of using insurance for therapy. This video aims to help you understand how insurance can make therapy more accessible and affordable, especially when it is a covered benefit.
Making Therapy Affordable with Insurance
One of the primary advantages of using insurance for therapy is the potential for reduced costs. When therapy is a covered benefit under your insurance plan, it can significantly lower out-of-pocket expenses, making mental health care more accessible to a broader range of people.
Limitations of Using Insurance for Therapy
However, there are some limitations to be aware of when using insurance for therapy:
Covered Diagnosis: Insurance companies often require a formal diagnosis to cover therapy sessions. This means that only certain mental health conditions may be eligible for coverage.
Privacy Concerns: Using insurance may involve sharing your diagnosis and treatment details with the insurance company, which can raise privacy concerns for some individuals.
Clinical Necessity and Severity: Insurance coverage typically depends on the clinical necessity and severity of the condition. This means that only treatments deemed necessary and severe enough by the insurance company will be covered.
Dictated Therapy Types: Insurance plans may dictate the type of therapy used to treat certain issues. For example, many Employee Assistance Programs (EAPs) favor brief solution-focused therapy, which may not be suitable for all clients.
Relational Issues: Many insurance plans do not cover relational issues such as couples therapy, which can limit the types of therapy available to those seeking help for relationship problems.
Our In-Network Insurance Providers
At Family Solutions Therapy, we strive to make therapy accessible to as many people as possible. We are in-network with several insurance providers, including:
Select Health
Blue Cross Blue Shield of Utah
EMI Health
PEHP
Aetna
We hope this blog post and the accompanying video provide valuable insights into the benefits and limitations of using insurance for therapy. If you have any questions or need further information, please don’t hesitate to reach out to us.
Stay tuned for more informative content, and thank you for being a part of our community!
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